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FAQs

Do individuals filing bankruptcy ever obtain credit? The answer to this question is: Yes. Immediately after filing a bankruptcy an individual can take appropriate action to rebuild their credit. After filing bankruptcy most bankruptcy lawyers will help provide the debtor with a credit rebuilding plan.

Can I eliminate my child support payments by filing bankruptcy? No. Bankruptcy does not allow an individual to eliminate child support payments.

Can I eliminate alimony or spousal maintenance by filing bankruptcy? No. Bankruptcy cannot be used to eliminate obligations of spousal maintenance which is often referred to as alimony.

Can filing bankruptcy help me keep my home? Yes. The filing of a Chapter 13 bankruptcy can be utilized to restructure your debt and allow you to keep your home.

Can I eliminate my student loan by filing bankruptcy? The answer to this question is generally no. Only under extreme circumstances can student loans be discharged in bankruptcy.

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  • Bankruptcy and Individuals Credit

    Bankruptcy and Individuals Credit

    I have often heard from individual’s considering filing bankruptcy they do want to do this because they will never get credit again. That is not true. Most individuals who file bankruptcy can be educated how to reobta...

    June 23, 2022
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  • How a Chapter 13 Bankruptcy Actually Works

    How a Chapter 13 Bankruptcy Actually Works

    A Chapter 13 bankruptcy actually starts to work when the debtor files a petition. The petition includes schedules, a statement of financial affairs and a counseling certificate by an accredited bankruptcy counseling org...

    June 3, 2022
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  • The Chapter 13 Bankruptcy

    The Chapter 13 Bankruptcy

    A Chapter 13 bankruptcy is a reorganization of an individual’s or of a husband and wife’s debts. Many Chapter 13 bankruptcies are filed by individuals who are behind on the their mortgage payments or car loans. Thi...

    May 16, 2022
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We have offices in Nassau County, Queens County and Suffolk County. We help our clients regarding all aspects and problems involving debt relief, negotiating debts, bankruptcy and foreclosure defense.

The information you obtain at this website is not, nor is it intended to be, legal advice.

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We are required by 11 USC § 528(a)(4) to state that we are a debt relief agency.

We help people file for bankruptcy relief under the Bankruptcy Code.

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